AGREE OR DISAGREE..WITH PTPTN ONLINE APPLICATION ---by chia yong siang

As all of us know that,ptptn is one of the most popular organization formed by government to provide financial aid to those students which intend to continue their study at university.Undeniably it really makes the university students life much more easier as they carefree about the fees and so on that related to money matter, as the amount of money loan by ptptn is more than enough for students daily expenses, fees, and sufficient amount of money for them to buy books as revision.Here is the deal, the students have to pay back the loan after they graduate from university regardless whether they can find a job or not with the interest of 4%.Therefore, as stated above, PTPTN provide a convenient alternative for students and financial problem is no longer an excuse for both of us to be excluded from study in the university.

Before the existence of PTPTN online applicancy, University students that intend to borrow PTPTN loan must get the application form from the university administrator and they have to fill in and complete the form fully in handwriting. As i know that during that time although there are few complains that the manual PTPTN application is too troublesome as there are too many things to be fill in in the form. But then this system had been used for many years without much obstacle and problem faced by our seniors.

Dramatically, everything had changed once the PTPTN administrator introduce the brand new online application for PTPTN loan during last year.The PTPTN had setup a web page and all the applicants can register their name in the webpage and print out the application form and contract after they were shortlisted and qualified to have the loan.But then it was not necessarily for the students to register online, they stil had the option to choose register manually.

As the time goes on, it becomes a must for students to apply PTPTN online and it happens during our batch. Both of us,willing or unwillingly have to create an account at PTPTN website before we enter university in order to register for PTPTN.It was quite chaotic at that particular time because the PTPTN doesnt send us any formal letter and tell us that we must apply PTPTN via online.As for me, my friend sms me and inform me bout this. That time i was thinking, what about those people that unable to receive any news from their friends?Won't it be unfair for them??

And then,for those who successfully create an online account at PTPTN page, they might meet with these following problems
1.after register they unable to login their own account, and there stated the ic number had been used by others.

2.the ptptn id, which referred as password and provided by UPU, is 13 characters long, but then the login site only accept 12 characters long password.(it is absurd)

3.Students must key in their SPM result, whereas the page only able to show 10 of their result, and the rest are embedded somewhere.

4.Matriks student have to crack their head and find the location to key in their matriks details and results.

5. etc

congrates for those who able to pass through these obstacles, and here come another trouble.

The PTPTN administrator sent speaker to the campus all over malaysia to explain and brief to the students about how to fill the contract and so on. Everybody concentrate and listen to them and write down every important points, and most of us actually follow the instruction.

During the day when the officer come and collect the contracts, everyone is panick when there are few addition things that they have to add inside their contracts, and otherwise their application will not be considered.Things came to worst when students have to queue up for ages just to passup their contracts. Sad to say that there are many forms being rejected and there are students who queue and queue and queue to passup his form as his form had been rejected for 8 times. For university students time is very important, why PTPTN only sends a few officer there to collect and check thousands of application forms?Consequently, the whole process becomes dull and not productive.

All in all, personally i strongly recommend that PTPTN online application should be banned for a while and reintroduce to us after they overcome all the problems in order to reduce unneccessary time and energy wasting.

Sincerely i hope all of you will post your comment about this topic..thank you.^^V







CHIA YONG SIANG
A116757

hehe...first blog

phew...it is such a relief that i finally created this blog.haha....anyway..now i still waiting order for the topic of this blog...so...please patient and wait ya...:P